Call Us 719-360-2795 ☰ ˟
Logo
Speak With A Licensed Agent
Phone 719-360-2795
  • Home
  • Blog
  • Resources
    • Refer a Friend
    • Important Links
    • Insurance Glossary
  • About Us
    • About Medicareline Insurance
    • Location Map
    • Customer Testimonials
    • Privacy Policy
  • Contact
    • Contact Us
    • Join Our Newsletter
Home > Blog > AARP Life Insurance And Medicare Insurance: An Overview
FRIDAY, APRIL 8, 2016

AARP Life Insurance And Medicare Insurance: An Overview

AARP Life Insurance And Medicare Insurance: An Overview

The American Association of Retired Persons (AARP) boasts a membership of over thirty five million people aged fifty years and older. The massive non-profit organization is recognized as a political advocacy powerhouse whose influence seems to grow along with the "graying" of America. AARP, however, does not limit itself exclusively to legislative lobbying for its membership demographic; it also (in conjunction with established companies) provides insurance opportunities to its members. Two of these products include AARP life insurance and AARP Medicare health insurance.

*AARP Life Insurance

For well over ten years, AARP has been offering whole and term life insurance policies to its members in association with the New York Life. The AARP life insurance program offers plans featuring premiums touted as "affordable" that are specifically designed for people age fifty and older. Coverage amounts vary, with policies being available with benefits ranging from only a few thousands of dollars to fifty thousand dollars. AARP life insurance is available to any AARP member between the ages of fifty and eighty. Spouses of AARP members may also receive coverage, so long as they are forty-five years of age or older. AARP life insurance does not require a medical exam. According to AARP, approval is based on answers to "three simple health questions." Policies can be applied for via mail and the program touts the ease of application and approval as two of its strengths.

*AARP Medicare Insurance

AARP offers a health insurance policy designed to supplement the coverage provided by Medicare. This "Medicare Supplement Insurance" is offered in association with United HealthCare Insurance Company. Premised on the notion that Medicare generally covers slightly more than half of an individual's health care expenses, AARP's Medicare health insurance plan seeks to provide a means by which to cover costs such as co-insurance, deductibles and prescription medications.

AARP's Medicare health insurance program allows members to continue utilization of their own physicians and is promoted with a focus on its ease of use, as well as its coverage. For instance, AARP members using this supplementary insurance plans are not required to fill out claim forms and the coverage is valid across the U.S., making it available for use when traveling and in other similar circumstances. According to AARP, rates for this insurance product are not increased based on age alone. Individuals are not to be "singled out" for rate increases, either. Rate changes are applied to all members of a matching class insured under the plan and residing in the same state.

AARP is one of America's largest organizations and is one of its most politically powerful. In addition to using its membership to wield political clout, AARP has also used its massive membership as a group for insurance purposes. Teaming up with established providers like New York Life and United HealthCare, AARP offers its members insurance packages ranging from AARP life insurance to AARP Medicare supplementary health insurance.

An article by Evan Davis

Published at: https://www.isnare.com/?aid=32703&ca=Finances

Posted 1:47 PM

Tags: aarp medicare supplement plans in colorado springs, aarp membership, unitedhealth care, aarp medigap plans in colorado, medicareline insurance,
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2018
  • 2016

  • medicareline insurance(17)
  • medigap plans in colorado springs(9)
  • medicareline.org(8)
  • medigap plans in colorado(7)
  • medicare part b(6)
  • medicare part a(5)
  • medicare supplement plans(5)
  • medicare supplement plans in colorado(5)
  • medigap in colorado springs(5)
  • medicare plans in colorado springs(4)
  • medicare(4)
  • medicare advantage plans in colorado(4)
  • medigap plan f(4)
  • (4)
  • medicare in colorado springs(4)
  • medicareline insurance in colorado springs(4)
  • medicare supplement plans in colorado springs(4)
  • medicare supplement insurance(4)
  • medigap plans(3)
  • medigap in colorado(3)
  • colorado springs(3)
  • medicare part d(3)
  • medicare part c(3)
  • medicare advantage plans in colorado springs(3)
  • original medicare(3)
  • long-term care planning(3)
  • medigap plan g(3)
  • medicare supplement insurance in colorado(2)
  • medigap(2)
  • medicare plans in colorado(2)
  • initial open enrollment(2)
  • medigap insurance plans(2)
  • medigap plan f in colorado springs(2)
  • colorado springs medicare plans(2)
  • indexed annuities(2)
  • medicare coinsurance(2)
  • fixed annuities(2)
  • colorado(2)
  • dental plans in colorado springs(2)
  • medicare deductibles(2)
  • medicare supplement plan f(2)
  • medicare costs(1)
  • turning 65 in colorado(1)
  • medigap coverage in colorado springs(1)
  • aarp dental insurance(1)
  • community-rated(1)
  • medicare supplement insurance in colorado springs(1)
  • financial planning(1)
  • part d medicare in colorado(1)
  • 2016 medicare part d(1)

View Mobile Version
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Home| Get A Quote| Blog| About Us| Contact
P.O. Box 62434 | Colorado Springs, CO 80962
Phone: 719-360-2795 | Email: john@medicareline.org
Social Social Social Social
Logo

Powered by Insurance Website Builder